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Commercial general liability insurance is a broad type of insurance policy which provides liability insurance for general business risks. In the United States insurance market this is known as Commercial General Liability (CGL). It is the "first line" of coverage that a business typically purchases and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations, personal and advertising injury, and medical payments. As with other types of liability insurance, CGL insurance normally imposes on issuing insurers duties both to defend and to indemnify insureds with respect to covered claims.

CGL insurance is generally categorized as an "all-risks" type of insurance, under which it provides coverage for risks unless specifically excluded. Specific risks that are normally excluded from CGL coverage include professional services, pollution, liquor, automobile liability, and directors and officers liability, with separate insurance policies being available to cover these situations. A wide variety of other coverage exclusions, extensions, limitations, and other policy terms and conditions may be included in endorsements to a CGL policy. CGL insurance includes both public liability and product liability insurance.

Accident insurance is a type of supplemental insurance policy. It pays cash benefits to help cover your out-of-pocket costs related to a qualifying injury. Accident insurance is a supplemental plan that covers costs related to an accident or injury, including nonmedical expenses. This coverage can be very useful for people who are prone to accidents and injuries, such as athletes, and people with high-deductible health plans.

Business personal property (BPP) insurance is an important type of small business insurance for any business that owns equipment, inventory, office furniture, or tools. It is a type of commercial property insurance, meaning it is first-party coverage. It can be purchased from some carriers as a standalone policy and is often available as an endorsement you can buy with a general liability insurance policy. It is also included with the purchase of a business owner’s policy (BOP).

Paintball and Airsoft (Facility and Mobile)

Gel Operations (Facility and Mobile)

Paintball and Airsoft Special Events and Retail Stores

Laser Tag (Facility and Mobile)

Nerf (Facility and Mobile)

Family Entertainment Centers

Miniature Golf

Batting Cages

Haunted Attractions

Go Karts

….and much, much more.  Ask us if we can cover your operation.